Terms of Use

By using hotshottruckersinsurance.com, you agree to these terms. The site is operated by Contractors Choice Agency.

Informational Content Only

Everything on this site — coverage explanations, cost ranges, FAQs, and articles — is general information for hot shot operators, not insurance advice, a quote, or an offer of coverage. Premiums, eligibility, terms, and conditions are determined solely by the issuing insurance carrier. Only the policy documents you receive from a carrier define your actual coverage.

No Coverage Is Bound Here

Submitting a quote request does not create coverage, and coverage is never bound by email or web form. Coverage exists only when a licensed agent confirms binding with the carrier in writing.

Accuracy of Your Information

Quotes depend on the accuracy of what you tell us — vehicle details, operating radius, freight, driving history. Inaccurate information can void quotes or affect claims under a bound policy.

Intellectual Property

Site content, design, and text are the property of Contractors Choice Agency and may not be reproduced without permission.

Limitation of Liability

We work to keep information current and accurate, but the site is provided "as is" without warranties. Contractors Choice Agency is not liable for decisions made solely on general information from this site.

Contact

Questions about these terms: josh@contractorschoiceagency.com or 844-967-5247.